Commerzbank Achieves Record Performance in H1 2025, Raises 2025 Targets

Commerzbank reports a 23% increase in operating results for H1 2025, reaching €2.4bn. Despite restructuring costs of €534m, net profit remained stable at €1.3bn. Revenues rose by 13% to €6.1bn, propelled by an 8% growth in net commission income. Despite lower interest rates, net interest income held steady at €4.1bn. The cost-income ratio improved to 56%, below the target of 57%. The CET 1 ratio stood at 14.6%, supporting a planned €1bn share buyback. The bank improved its Net RoTE to 11.1% before restructuring costs. Projections for 2025 have been raised, anticipating higher net income and interest earnings.

Commerzbank made progress in executing its “Momentum” strategy, involving staff reductions and increased staffing at international locations. An employee share program will be launched to enhance employee engagement. In the Corporate and Private client segments, digital expansion and increased loan demands contributed to growth. The bank also achieved prestigious recognitions for its corporate and direct banking services in 2025.